Asset leasing and contract management
Keep asset principal and rent obligations clear
Asset leasing is a core part of HOLD OS, not a side module. Each leasing contract holds the asset, quantity, parties and approved terms, and keeps two different obligations apart.
Leasing contract Asset, quantity and approved terms
- Principal Returned in full, same asset and unit
- Rent A separate obligation under the approved policy
Contract parties and terms
Every leasing contract in HOLD OS is tied to a specific account, a specific asset and approved terms. The terms come from the institution’s configuration and authority and are recorded when the contract is created.
HOLD OS is a contract management tool, not legal counsel. Whether a contract complies with the laws and requirements that apply to an institution remains that institution’s responsibility.
An approved profile for each asset
Leasing an asset requires a valid, approved profile for that asset. Defining a Custom asset does not create this profile automatically, and the system never guesses a purity grade or standard.
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Fungible asset and standard
Defines exactly what counts as returning the same asset.
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Custody and delivery method
How the asset is held and delivered during the contract.
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Calculation policy
The rules for calculating rent for that asset.
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Calendar
The periods and timing of calculation and settlement.
Principal and rent, two different obligations
Keeping these two apart is the simplest way to prevent ambiguity in a contract.
| What to evaluate | How HOLD OS approaches it |
|---|---|
| Principal | Must be returned in full in the same asset, unit and standard; rent never reduces it. |
| Rent | A separate obligation, settled only in the same asset or in whole toman, under the approved policy. |
| Wallet | Physical receipt or return of the principal does not increase a wallet balance. |
Schedule and contract records
Events across the life of a leasing contract are recorded in the contract’s own asset and unit.
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Create the contract
With the asset’s approved profile and the confirmed terms.
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Rent periods
Each period calculated under the approved policy and calendar.
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Rent payments
Each payment recorded as an obligation separate from the principal.
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Return the principal
The full principal returned in the same asset, unit and standard.
Obligations that settings changes cannot break
If the institution deactivates an asset, no new contracts are created for it; existing contracts, rent payments, period calculation, principal return and permitted cancellation continue in the asset and unit originally recorded.
A Custom asset contract is never converted or relabelled when someone selects a different asset.
An illustrative workflow
An institution records a contract to lease a quantity of Gold to a customer. During the contract, rent for each period is recorded and settled separately under the approved policy, and the principal quantity stays untouched. At the end, the principal is returned in the same asset and standard and recorded.
This workflow only explains the product’s logic. It is not legal, financial or investment advice, and HOLD OS does not promise any yield or return.
See a leasing contract in the product
In a walkthrough we examine contract structure, asset profiles and the separation of principal and rent using your institution’s scenario.